PrestaCore runs your whole loan portfolio, from the client’s application to the last installment. It calculates installments to the cent, organizes your collectors’ routes on their phones and shows arrears in real time so you act before they grow.
What’s included
Clients with business details, references and document photos taken from a phone
Application and approval with an audit log
Daily (Monday to Friday) or weekly installments, skipping weekends and holidays
Cascading payments and partial payments, payoff, refinancing and restructuring
Collector route on the phone, with visits and payment promises
Arrears dashboard: PAR1, PAR30, aging and ranking by collector
Contract, account statement, receipt and letters in PDF
Reports exportable to CSV
Role-based permissions and change log
What PrestaCore looks like
The dashboard shows how much is out on loan, how much was collected and how much is in arrears. Collectors carry their daily route on their phones. Screenshots from prestacore.innovacors.com with sample data.
In detail
You register the client with their business details, references and photos of their documents taken from a phone. The application goes through approval and every step is logged, so you know who approved what and when.
On approval, the system builds the schedule of daily (Monday to Friday) or weekly installments, skipping weekends and holidays, accurate to the cent.
Each collector carries their route for the day on their phone, with a target and progress. At each visit they record the payment, a promise to pay or that the client was not there, and you see from the office what was collected and who was visited.
Payments and partial payments are applied in cascade to pending installments, and payoffs, refinancing and restructuring are handled in the same system.
The arrears dashboard shows PAR1 and PAR30, balance aging and a ranking by collector, so you act on the cases falling behind instead of when it is too late.
Contracts, statements, receipts and letters come out as PDFs, and reports export to CSV for spreadsheet work.
How we work
We talk about your business, your goals and what you need to solve.
We send you a clear scope, stages and deliverables before we start.
We build in stages and show you progress so you can adjust in time.
We launch, train your team and keep supporting you.
Who it’s for
FAQ
Yes. The demo is online; message us and we will share a username and password.
There are two options: a one-time payment with a lifetime license, or a monthly, quarterly or annual subscription with support and updates included. We quote based on the size of your operation.
PrestaCore is used in Spanish today. If your team needs it in English, write to us and we will tell you what that takes.
Yes. Each collector sees their route for the day and records visits and payment promises from the phone.
Yes. Implementation includes setting up rates, terms, holidays, logo and templates, loading your portfolio and training admins, analysts and collectors.
Portfolio-at-risk indicators: the share of the loan balance at least one day (PAR1) or more than thirty days (PAR30) overdue. They tell you how healthy your portfolio is.
Tell us what you need and we will reply on WhatsApp with a no-obligation proposal.
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